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Hey everybody. It's Carl Scaramuzza with Credit Blueprint bringing you another credit tip. A lot of information online about paying your credit cards down to 30%, and that's a terrific idea. The additional tip that I bring to you today is to pay that card down to 25% so you leave room for some additional purchases over the next 30 days. That 30% number is vital. You have any questions, give us a call 855-610-CREDIT. You're welcome.