Day 1 - Rita

Madam, what is your name? Rita For how long have you been associated with Cashpor? 10 years sir... OK...very good...so the money that you take from Cashpor, what business do you use it for? Sir, we use it in the same work...that we do... You mean the ration shop? Yes, we put it into our ration shop....and whatever profits we make, we deposit it.... So, how has your experience with Cashpor been so far? Very good sir... What changes has it made in your life? I mean, what sort of benefits has it provided you? Sir, the benefit is that the interest we pay is low, we pay our money on time, and whatever profits we make, we are able to put some of it in the bank Ok...so now the savings account that Cashpor is offering in association with ICICI Bank.... Yes sir... What improvements has it made in your life? It feels like if we are able to save, then we can put money into the account....then if we need money, we can withdraw from it and do our work.... Ok.. If we need it, whatever money we have saved...we can withdraw and put it towards that use... So, convenience has increased... Yes sir...it has... Before this, did you have an account in any bank? No sir.... So this is the first time that you have an account.... Yes sir, with this we feel like we get more benefits....that is why we do our work... Ok, so before this, how did you save money? Sir, so we used to get money, we used to put it in.... No before...before this account, how did you save? It used to get spent sir, where could we keep it? Ok There was no place to keep it, sir.... Ok, so you mean that because you did not have a savings account, money used to get spent... Yes sir, it used to get spent... OK... Now, we deposit everything...our time also gets spent... Ok...so what do you like most about this account? What I like is sir, that the account has given us benefits.... Ok...so what kind of benefits do you think you have got? Sir for example, we have money saved, we are depositing money...that is what I like... You are able to save little sums of money.... Yes sir.. 20 rupees....10 rupees... 20 rupees, 10 rupees....we have it saved with us and when the time comes, we can deposit it....some money is saved.... Do you deposit money every week? No sir, say a week passes and if we do not have money the second week, then we will deposit in the third week...as it gets saved... Ok, so depending on how you save, you will deposit it... Yes sir...we deposit depending on that... Ok, so have you been depositing continuously since you opened the account? It has been three months since you opened the account, right? Yes sir You have been depositing continuously... So have you been depositing money with some intent in mind? Have you thought of something that you want to do...? No sir, we are saving so that if we need money, we can withdraw it and then do our work... Ok so you don't have a specific purpose in mind, such as your daughter's wedding...son's... No sir....not at the moment... As in...saving money so you can do some specific work... No sir...not at the moment... Ok...that is not so... No Ok, so in your life, has any positive change come about because of savings? Do you feel like you can achieve something which you could not earlier? ..as in, you did not have an account earlier... Yes sir, now we feel like if we need it, we can go and withdraw our money and do our work....we have it in our time of need.... Yes We can withdraw it and use it sir...and if it gets done, we can deposit again.... That is how it helps us.....so that things move ahead for us.... So, for how many months would you like to continue to save? Sir, we would like to save as much as possible....but we don't have any work which allows us to do that...so as much as we can save, we do it... As much as you can save.... Yes Ok madam, thank you very much for giving us your time