Day 1 - Naguina

Madam, what is your name? Nagina Nagina...since how long have you been associated with Cashpor? Since seven years... You have been a member of Cashpor for seven years..so recently you have become a member of their savings facility..what benefits have you got from it? We have got a lot of benefits sir... Such as? Such as...we take money to do our business..we make profits..so we take money and do our business and put money in.... Ok...what other benefits do you see in it? We have opened a bank account...we save 10-20 rupees...it gets saved...and then if we need money, we withdraw from it... Ok,so this savings account that you have, you don't have much money in it at present. You have not put in any money for the last 2 months..why is that? I mentioned right? We had some problems at home and could not put in money...

Oh, you had problems at home and could not put in money... Ok, but do you have an account with any other bank? Does anyone in your family have a bank account? My husband has one... Ok...your husband has an account....so, what are the differences between these 2 accounts? I mean your husband must be depositing money into that account? From before....at the post office At the post office..you have money at the post office... Ok...not at the bank, at the post office...ok... Ok, so this is your first account with a bank... Yes ..which has come to you in association with a bank.... Yes Do you know how much interest you receive in this account? Interest? 4 percent... You get 4 percent interest... Ok, so does this account fulfill the purpose you had in mind? Why are you saving? What are your goals? What are your near-term goals? Sending your child to school or.... Yes, for that only... For your child's school? Yes Ok...so do you see that goal being achieved through this? When we want it, it will happen sir.... Ok...thank you...is this your shop? Yes You run this shop? Yes Ok...so what is the value of the goods that you have? As per the price.... What? What is the value of these goods? You can see for yourself... We don't have any idea about this... How much money have you put into this shop? Recently....15 days back, we had purchased goods worth 20,000 rupees... Ok...20,000.. Yes...and then we will get more... Ok ok...