Day 1 - Basanti

Madam, what is your name? Basanti Since how long have you been associated with Cashpor? It has been 8-9 years 9 years...ok...what do you do? Sir, we row boats.... Ok, so the boats are yours? Yes Oh, so your boats go down the Ganga... Yes Ok...so what specifically do you do in the boat business? We transport people through the boat sir... You transport goods through the boat? No sir, people... People...ok...so how much do you manage to make in a day? Sir, 150 rupees...100 rupees...it depends... Ok...so to what use do you put the money that you borrow from Cashpor? Sir, we put it into the boat business....we are also holding 3000 rupees for our son who is studying... What does your son do? He is studying Ok... He is studying...so if we need money for anything, we can use it...we also have a daughter who we need to get married... What is he studying? He is in class nine....class eleven... Class eleven...very good...so this savings account that you have opened...why have you opened it? Sir has opened it... Yes...but why? Sir, we have opened it, so we have 1000-2000 rupees in hand...so we can use it if there are any problems... ...we can use it for our daughter's wedding...or for our boat business....or for our children's education.... Ok...so have you saved anything in your account so far? Yes sir...3000 rupees 3000? Very good! So what are your near-term goals for with the money that you save? What do you plan to do? Sir, first I want to get my daughter married... You will get your daughter married... I have married 2 daughters off already...one daughter is left.... Oh, you have 2 daughters? I have married 2 daughters off already....I have another daughter and son... Ok ok...we hope that your wish is fulfilled... Thank you sir... So when they told you about this savings facility at Cashpor...how did you feel about it? Did you have a mobile phone then? Yes sir... You had a mobile phone? Yes Which company's mobile phone did you have? Which company....I am not sure.... Was it Airtel? Yes Airtel...ok...so do you use the phone...do you know how to operate it? Yes sir...my son operates it... Your son operates it? Ok....so what do you use the mobile phone for? Who do you speak with? If I need to, I speak with sir with my phone... Yes...yes... And with who else? My children, brother, I talk to them...and if there is an emergency, then I speak with sir... Yes yes... Ok, so this savings facility that you have, what do you like most about it? There are many benefits sir....if you have money saved, you can use it for your childrens marriage, education...whenever you need it, you can use it Do you deposit money every week? No sir, it depends on how much we save....20 Rs, 50 Rs...depending on how much we save... Ok, 20 Rs or 50 Rs depending on how much you save... Yes... Why did you not open an account with any other bank before this? Somebody came and asked us to open an account...to deposit our income...what was it called...NREGA... NREGA? Yes sir...we have opened under the NREGA scheme... You have also opened an account under the NREGA scheme? Yes With which bank have you opened this account? It is there... Do you get work under the NREGA scheme? Yes sir...otherwise we do not get work anywhere... What is your age at present? 60-65 years... 60-65 years....who all are in your family? There are five sons in my family sir.... Five sons... Five sons...four are unemployed... You have 5 sons, and 4 are unemployed? Yes, 4 are unemployed What do they do? They are studying... They are studying... Yes, in class 11 Class 11 Why do you say they are unoccupied? They are studying... One is studying...4 are unemployed... I have married them off... Ok...you have married them off.. They do not give us any money...my husband is also at home, and does not work...I work hard to make a living... ...I have one son and daughter left with me now to take care of....thanks to you all... So, how many people do you have in total in your family? You mentioned that you have 4 sons... I have 5 sons... 5 sons? 5 sons and 3 daughters... 5 sons & 3 daughters? 3 daughters.. 7 people.. Yes.. 8 people... Yes And you...their mother Yes Nine people...who stay in the same house... It is not exactly a house...they are 2 mud-walled huts...I have put an extension where my husband stays..the children live in one hut and I in another Ok madam, thank you very much for talking to us...