Day 1 - Shakuntala
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Madam, what is your name? Shakuntala Since how many years have you been a member of Cashpor? About 5-6 years You have been a member of Cashpor for 5-6 years? How many members do you have in your family? In my family, there are 2 of us; my husband and I and then 6 children You have 6 children ; so you and your husband and then 6 children So, the loan that you take from Cashpor; what do you use it for? There is some doctor work that we do, then some sewing, so buying machines for that... Doctor work? Doctor work....we do that from home What do you do from home? We do doctor work.....offering medicines... Who does this work? At our house... You mean your husband? Yes Is he a doctor? Has he studied medicine? Yes What has he studied? MBBS? No no Compounding? Compounding... Oh so he has done compounding in the past and is now practising as a doctor... Yes Ok..good He practises a little at home Oh, so he practises at home? And we do some sewing too...we have purchased a machine You sew using the machine? Ok, ok Does he practise homeopathy or allopathy? He practises homeopathy...and some Western medicine as well... Western medicine...does he practise Unani as well? Unani? I don't know about that...I have not studied much.... Ok, never mind.....so this savings benefit that you have got from Cashpor....before this, did you have a relationship with any other bank? No Did you deposit money with the post office? At the post office, if we had more money, such as 2000 or 5000 rupees, we used to deposit... Ok We were not able to save that much... Here, we pay money to Cashpor, and then whatever we have left over like 10,20,50,60 rupees every week, we put into this.... It gets collected, and then if we need it, we have sons and daughters....we need to marry them off... ...or if we need it for something else...then if we have put money in, it is beneficial to us... Yes of course....ok And before this....you were not able to save anything? No....we know that if we keep money at home, it does not get saved.... Yes If it is kept, then if we need it, it can be used....we need to educate our kids, pay for their admission... ...then if money is saved this way, we can use it towards their admission also.... So, this saving facility that you have got from Cashpor, what is the benefit you get from it that you like most? What I like most sir, is that whatever we are able to save, 10-20 rupees, we deposit it... The small sums of money that you are able to save....you are able to deposit it.... Whatever it is, 10-20 rupees, it is better to deposit it... Whatever we have, we deposit it.... And if we need it, we can withdraw it as well.... Ok...ok So, this savings account that you have....how much are you able to put into it every week? Whatever we pay, if we have anything left over, like 50-60 rupees, we put it in.... If we have more sewing work, or we have managed to save more through our doctor work, 100-200 rupees, we put that in... If it is collected, it will be of use to us. If we keep it at home, then.... Yes, you are right.... How far is the nearest bank? It is not too far... Did you ever feel before that you should open an account with a bank as well? No...when we were unable to save, then how can we open an account? Yes...yes...but do you know the bank's procedures? How to open an account? Yes...you need a photograph, identity card....duplicates.... Do you think it is easier to open an account with a bank or with Cashpor? It is easier in Cashpor... Ok.... Ok madam, thank you very much for talking to us...
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